A studio has EUR 1,200 due from one customer and USD 900 due from another. Pepper keeps those as two balances. It does not display a combined 2,100 figure or choose an exchange rate to turn them into one currency.
This suits businesses that want to preserve the exact invoice records and let their accounting process handle conversion. It does not supply foreign-exchange accounting.
Choose the currency before saving the work
Check the document currency, the line amounts and the payment instructions before issue. An engagement keeps the customer and currency chosen at creation. A saved purchase also keeps its currency. A separate currency needs a separate record.
Pepper uses the currency's supported decimal scale. EUR and USD use two places, JPY uses none, and BHD uses three. A JPY amount of 10,001 does not mean 100.01. Preserve the currency code when moving an amount into another system.
| Example receivable | Recorded payment | Remaining balance |
|---|---|---|
| EUR 1,200 | EUR 300 | EUR 900 |
| USD 900 | USD 900 | USD 0 |
The table describes two invoices. The payment against one does not settle the other.
Keep bank conversion outside the invoice calculation
An invoice may use USD while the bank credits a EUR account. Pepper does not turn that bank deposit into a converted payment or calculate the exchange gain, loss or bank fee.
Agree with your accountant how to reconcile that bank movement. Preserve the bank's evidence and record the amount settled in the invoice currency once you have confirmed it. Do not change an issued invoice's currency to force it to match the bank statement.
If the client underpays, record the amount received against the invoice and review the remaining balance. A fee charged by an intermediary does not tell the software whether the client still owes money; that needs a business decision.
Export each currency with its source records
Tax periods group figures by currency. Each exported CSV row identifies its currency, and the PDF summary separates currency groups. Your accountant can trace those figures to invoices, credit notes and purchases.
The date matters too. Tax periods use invoice and credit-note issue dates and purchase dates. They cover calendar months, quarters and years. A bank conversion date does not change those source dates.
Check output formats before promising one to a client. Pepper's supported UBL export accepts zero- and two-decimal currencies but refuses three-decimal currencies such as BHD. EPC QR codes apply to eligible EUR invoices.
See recording payments, tax periods, UBL export scope and EPC QR codes.